Last minute Christmas gift ideas that you can still buy

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Christmas is four days away, but the introduction of new tier 4 restrictions across London and large parts of the South East of England over the weekend has seen non-essential retail stores close for the foreseeable. For those still chipping away at their Christmas lists, completing our shopping in time has quickly become trickier than ever. 

Fear not, as we’ve rounded up a list of brilliant gifts you can still buy this week, from thoughtful experiences that are sent via email, to the best places you can still safely click and collect from… 

Give a virtual experience

If you’re unable to visit friends and family over the festive period, sending a gift via email is a thoughtful gesture. Experiences – think pottery courses, calligraphy classes and cocktail masterclasses – have always been popular gift ideas (particularly for the person who has everything), and in this lockdown-era, a host of

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Buy now, pay whenever? Lockdown lift for online shopping loans

By Nikhil Nainan

(Reuters) – Browsing online during lockdown, Jessica Friend spotted a pair of Ray-Ban sunglasses she liked, but the price tag made the 30-year-old Ohio resident think twice.

What persuaded her to click ‘buy’, Friend said, was the short-term credit offered by Afterpay, which split the $260 payment into four interest-free instalments.

Afterpay is among a handful of alternative credit firms which offer small loans, mostly to online shoppers, and make their money by charging merchants a 4%-6% commission.

These buy-now-pay-later (BNPL) firms have benefited from a shift to online shopping during the coronavirus crisis in countries including the United States, where state aid has also boosted retail sales.

“I’m more inclined to use them because they make it easier to afford to get the things I want all at once … and when I want to splurge on something,” Friend said of the loans.

Some investors are

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